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Born in 1914 in the heart of Sioux Falls, First Premier Bank has kindled South Dakota’s prosperity for over 100 years — managing $3 billion in assets for more than 250,000 customers from Rapid City to Aberdeen. The First Premier Bank portal is your digital ignition — offering encrypted, immediate command over checking, high-return savings, credit cards, home financing, vehicle loans, and business capital — all secured by FDIC insurance up to $250,000 and a tradition of prairie resilience. With 14 branches across the state and a mobile app rated 4.7 stars, First Premier Bank sparks local growth with AI-driven planning, fraud prevention, and nonstop access for complete financial momentum.
Established in 1914 to empower local merchants and families, First Premier Bank has evolved into a $3 billion regional powerhouse, serving residents, teachers, ranchers, and entrepreneurs throughout South Dakota. The First Premier Bank system functions as your financial engine — providing detailed oversight of transaction accounts, youth development funds, vehicle refinancing, primary residence financing, and commercial expansion loans with local insight. Unlike corporate banks, First Premier Bank operates with prairie roots: decisions made in Sioux Falls, and $900,000 directed annually toward education, housing, and community development.
First Premier Bank equips members with advanced operational tools — instant peer-to-peer transfers via Zelle®, remote check processing, card activity management, and cash-back incentives. Process deposits up to $10,000 from any location, execute inter-account movements in real time, and accumulate rewards on daily purchases — all within the fortified First Premier Bank environment. Support for Apple Pay, Google Pay, and immediate transaction alerts ensures continuous operational efficiency.
Initiation is streamlined and protected. Present your South Dakota identification, complete verification through image or voice, and deposit your initial amount — within 45 seconds, First Premier Bank is fully operational. Utilize the application with facial recognition, the online platform with predictive analytics, and the constant digital coordinator “Premier Operations.” Connect outside financial institutions, establish recurring payments, and eliminate paper statements — all managed through First Premier Bank.
First Premier Bank employs a zero-trust operational model, certified under SOC 2 standards, featuring continuous penetration testing and collaboration with CrowdStrike. All information is secured using 256-bit AES encryption and safeguarded by multi-factor authentication including SMS, application push, and biometric verification. Artificial intelligence evaluates over 150 behavioral indicators per session, neutralizing threats in real time. Infrastructure in Sioux Falls ensures 99.99% availability with multi-cloud redundancy.
First Premier Bank allocates more than $1 million annually to member-focused technological advancement. The 2026 development plan introduces an artificial intelligence financial strategist, voice-activated transactions, and enhanced prairie member benefits — all integrated into the First Premier Bank ecosystem.
South Dakota residents describe how First Premier Bank streamlined their financial operations — from ranchers to local entrepreneurs.
"Secured financing for my pickup at 5.74% APR and reduced monthly payments by $92 — completed in 9 minutes using First Premier Bank!" – Sarah K., Ranch Owner
"Acquired property in Rapid City within 20 days with a 6.625% mortgage — entirely online through First Premier Bank." – Tom L., Education Professional
"First Premier Bank functions as my financial operations center — reliable, rapid, and constantly available." – Mike D., Business Owner
First Premier Bank redistributes earnings to members — delivering $900,000 in 2024 through dividend payments and fee reductions.
First Premier Bank has facilitated thousands of financial milestones — from residential acquisitions to commercial development.
First Premier Bank converts transaction data into actionable strategy. Analyze 120-day patterns, categorize expenditures with 99% artificial intelligence precision, and monitor objectives in real time.
Gain access to over 150 instructional materials, financial calculators, and video content specifically designed for South Dakota lifestyles — all available within First Premier Bank.
First Premier Bank provides protected application programming interfaces, OAuth2 authentication, and development testing environments. Connect with personal finance applications or create custom solutions.
Connect to 30,000+ surcharge-free ATMs, 5,000+ cooperative branches, and local prairie partners — all accessible through First Premier Bank.
More than 377 professionals across 14 locations and Sioux Falls headquarters. Recognized as a leading employer by Sioux Falls Business Journal for two consecutive years.
Complimentary monthly online presentations in English. Topics include South Dakota property acquisition, credit management, and ranch financial planning.
Sioux Falls-based support team available 24 hours daily. Connect through instant messaging, video consultation, telephone, or scheduled appointment — all integrated with First Premier Bank.
First Premier Bank advances digital banking practices, operates solar-powered facilities, and supports prairie restoration. Each digital participant contributes to reforestation in the Black Hills.
South Dakota publications highlight First Premier Bank for member dedication, technological advancement, and community contribution. Achieving 95% member satisfaction and 4.7-star mobile application rating.
First Premier Bank provides FDIC insurance coverage up to $250,000 per account holder. Regular independent audits, SOC 2 compliance, and member participation maintain operational integrity.
More than 25 distinctions for member service excellence, workplace environment, and community engagement.
Require assistance? The First Premier Bank support team operates 24 hours. Utilize internal communication, arrange visual meetings, or complete the form below.
Email: [email protected]
Phone: 800-735-7600
Operations Center: 500 S Minnesota Ave, Sioux Falls, SD 57104
Over 15,000 South Dakota enterprises utilize First Premier Bank for payroll processing, payment acceptance, and expansion financing up to $500,000.
First Premier Bank provides robust protection — enhance with proper procedures. Create complex passwords, activate multi-factor authentication, avoid unsecured networks.
4.7-star rated application with 100,000+ installations. Process deposits, manage payments, monitor rewards — directly from mobile devices using First Premier Bank.
Since 1914, First Premier Bank has directed $20 million toward South Dakota initiatives — education, housing, and community development.
Accelerate wealth accumulation with attractive returns and zero maintenance charges.
From personal vehicles to residential properties — rapid processing, community-based service.
Comprehensive tools for South Dakota enterprises — payroll, payment processing, and expansion capital.
Resources and guidance to establish long-term financial stability.
Prepared to ignite your financial future? First Premier Bank serves as your protected, immediate access to South Dakota banking excellence.